Florida Fresh Start Program

Behind on your mortgage?
You still have options.

The Florida Fresh Start Program helps homeowners sell their home with their lender's approval — even when you owe more than it's worth. At no cost to you.

You may qualify for cash before your home even sells.

See If You Qualify Talk To Someone Now
Lender Approval Letter
Short sale approval letter from BAC Home Loans Servicing

Lender Approved Sale

Official approval from the lender allowing the homeowner to sell — debt resolved, fresh start secured.

897
Florida Families

Families helped over the last 15 years.

Jacksonville Orlando Tampa Miami
Cash to Homeowner
Check for 3,714.54 issued to homeowner

$33,714 Cash To Homeowner

Many homeowners receive cash before or at closing — even when they owe more than their home is worth.

$200M+
In Properties Saved

Over $200,000,000 of properties saved through our program.

Bank of America Approval
Short sale approval letter from Bank of America

Another Family, Another Fresh Start

Bank of America approved this short sale — releasing the homeowner from their remaining mortgage balance.

Cash to Homeowner
Check for ,095.59 issued to homeowner

$3,095 Cash To Homeowner

Even smaller payouts make a difference — every dollar helps a family move forward.

Real results. Real documents. Real people.

Every number below is backed by paperwork we can show you.

897
Families helped over 15 years
$200M+
In properties saved
100%
Free to the homeowner
Approval Letter ✉

Lender Approval — Wells Fargo

Short sale approved. Deficiency waived. Homeowner received $5,000 at closing.

Satisfaction of Mortgage ✓

Mortgage Satisfied — Chase

Full satisfaction recorded. Balance of $214,000 resolved. Homeowner owes nothing.

Homeowner Check $

Cash to Homeowner — $4,500

Check issued at closing. Homeowner relocated with cash in hand.

Approval Letter ✉

Lender Approval — Bank of America

Sale approved in 29 days. No deficiency judgment. Clean resolution.

Satisfaction of Mortgage ✓

Mortgage Satisfied — Shellpoint

$287,000 balance resolved. Satisfaction recorded with county. Done.

Homeowner Check $

Cash to Homeowner — $7,200

Lender-approved relocation assistance paid directly to homeowner.

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Recent Closings

Maria R. — Jacksonville Wells Fargo
Owed$247,000
Home value$189,000
Time to close37 days
Cash to homeowner$4,500
ResultMortgage satisfied. No deficiency.
James T. — Cape Coral Shellpoint
Owed$312,000
Home value$241,000
Time to close42 days
Cash to homeowner$7,200
ResultMortgage satisfied. No deficiency.
Sandra W. — Orlando Chase
Owed$198,000
Home value$162,000
Time to close29 days
Cash to homeowner$3,000
ResultMortgage satisfied. No deficiency.

Hear It From Them

Video Testimonial

"I wish I had called sooner."

Maria R. — Jacksonville, FL

Video Testimonial

"They treated me like a person, not a number."

James T. — Cape Coral, FL

We've negotiated with every major lender in Florida.

...And Dozens More Over 15 Years.

FF RC

Florida Foreclosure Rescue Certified

Every specialist on our team holds the FFRC designation — trained specifically in Florida foreclosure rescue, lender negotiation, and homeowner advocacy.

Did you receive a call or text from us?

We reached out because your property may qualify for the Florida Fresh Start Program. This is not a sales call. We help homeowners who are struggling with their mortgage find a clean path forward.

See If Your Property Qualifies
20+
Years of experience
$0
Cost to the homeowner
FL
Florida-only focus
Legal
Full legal team on staff
Free Qualification Check

Do you qualify for the
Fresh Start Program?

Answer a few quick questions. Takes less than 60 seconds. No commitment. No cost.

Is your property in Florida?
Are you behind on your mortgage payments?
Do you think your home is worth less than what you owe?
Have you received any foreclosure notices?
How can we reach you?

Thank you.

A member of our team will reach out within 24 hours to discuss your options. If you'd like to talk sooner, you can book a time right now.

Book A Free Call
The Process

How the Fresh Start Program works.

We handle the hard part. You stay in control of the decisions.

1

We talk.

A quick call to understand your situation. No pressure. No judgment. We listen, we ask questions, and we figure out if this program is right for you.

2

We review your options.

Our specialist looks at your property, your mortgage, and your goals. We tell you exactly what is possible — including whether cash may be available to you.

3

We negotiate with your lender.

Our team works directly with your lender to get them to approve a sale. You do not pay a dime for this.

4

Your home sells. You move forward.

The mortgage is resolved. You avoid foreclosure on your record. And if there is cash available, it goes in your pocket.

Real Stories

People like you have been through this.

And they came out the other side.

★★★★★
"I thought I was going to lose everything. They explained my options, handled everything with the bank, and I walked away with enough to start over. I wish I had called sooner."
— Maria R., Jacksonville
★★★★★
"Nobody else would touch my situation. These guys got it done in 37 days. No cost to me."
— James T., Cape Coral
★★★★★
"I was so embarrassed about my situation I almost did not pick up the phone. I am glad I did. They treated me like a person, not a number."
— Sandra W., Orlando
Who We Are

We are not investors. We are not a law firm. We are your advocate.

The Florida Fresh Start Program was built by a team that has spent over 20 years helping homeowners navigate the foreclosure process. We have seen every situation. We know what works.

We do not buy your house. We do not charge you a fee. We connect you with a dedicated specialist who works with your lender to find the best possible outcome for you. Whether that means cash in your pocket, time to relocate, or simply a clean resolution — we are in your corner.

Our team includes legal professionals, lender negotiation specialists, and people who have had these conversations thousands of times. You are not our first call. But we treat you like you are.

Common Questions

Questions we hear every day.

No. Our specialist's fee comes out of the transaction, not your pocket. You pay nothing.
That is exactly who we help. We work with your lender to approve a sale even when the balance is higher than the property value. That is the whole point of this program.
A Fresh Start Sale does show on your credit report. But it does far less damage than a foreclosure and allows you to recover faster. Most people start rebuilding within a year.
In some situations, yes. It depends on the specifics of your property, your mortgage, and the lender's approval. We will be upfront about what is possible in your case.
Every situation is different. Some resolve in 30 to 60 days. Others take longer. We move at your pace and keep you informed every step of the way.
No. The Florida Fresh Start Program is a private service that helps homeowners navigate a lender-approved sale. We are not affiliated with any government agency.

You are not stuck. You have options.
Let us show you what they are.

No cost. No commitment. Just answers.

See If You Qualify Book A Free Call
(800) 555-1234